Online payments infrastructure built for growth

Join thousands of businesses in Southern Europe ranging in size from startups to SMEs to large enterprises — offer online payments to customers around the world with MONEI’s all-in-one payments platform.

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*Currently supporting merchants in Spain and Andorra

Increase conversions

Create a frictionless payment experience and offer customers their preferred payment methods

Reduce engineering costs

Use a payments solution that’s built to scale — plug in with popular e-commerce platforms or use our Payments API

Process secure digital payments

MONEI is PCI compliant, supports 3D Secure checkouts, and uses tokenization to encrypt sensitive payment information

Pay less on transaction fees

Get online payments that scale with your business — the more you sell, the less you’ll spend on transaction fees

Leverage real-time payment analytics

Take control of your business with live, detailed online payment data at your fingertips

Get expert support

From account creation to integration troubleshooting to configuring the right payment methods, our payment technology experts are here to help

Accept more online payment methods from one platform

Grow your business internationally by accepting all the most popular local payment methods.

MONEI’s online payment platform at work

Choose an online payments integration that suits your business needs.

Hosted Payment Page

Use MONEI’s prebuilt payment page to securely collect a wide range of payment methods. Customize your checkout with your branding, logo, and company URL.

Pay By Link

Send online payment requests via any channel with or without a website using Pay By Link.

Custom Checkout

Build a custom checkout using MONEI Components to safely accept payments from your customers.

Payments API

Use MONEI’s Payments API to securely perform a server to server payment.


  curl --request POST 'https://api.monei.com/v1/payments'
  --header 'Authorization: <API_KEY>'
  --header 'Content-Type: application/json'
  --data-raw '{
    "amount": 110,
    "currency": "EUR",
    "orderId": "14379133960355",
    "description": "Test Shop - #14379133960355",
    "customer": {
      "email": "john.doe@microapps.com"
    },
    "callbackUrl": "https://example.com/checkout/callback",
    "completeUrl": "https://example.com/checkout/complete",
    "cancelUrl": "https://example.com/checkout/cancel"
}'

Easy online payments integration

Seamlessly connect with all major e-commerce platforms or integrate with your custom-built website using our Payments API.

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What MONEI merchants are saying

Rating

73 reviews

Write a review

Felipe Martin

A week ago

The best online payment aggregate out there

Juan M

A week ago

Super intuitive and easy to use

Beautify Box

A week ago

We have integrated Monei as our secure payment gateway, in a simple, fast and completely secure way. It also offers us payment methods such as Bizum, which increases the conversion of payments and gives options to all customers. The commissions with respect to others are lower and also the customer service in Spain is very efficient. Thank you

OrtoPrime España

Two weeks ago

100% recommended. An optimal payment gateway that quickly adapts to the changes and improvements required in electronic commerce. We are very happy to work with the MONEI team!

Biel Tenias Tenas

A month ago

We use it every day to collect from our firm's clients and I can only recommend it to everyone. VERY LOW commissions and the next day you have the money deposited in your checking account. 10/10.

Mar Sánchez Orduna

A month ago

I give this application a 10 for my online store since thanks to it my clients can pay with bizum and other means of card payment, increasing my conversion rate. It is very simple and intuitive and anyone can connect their ecommerce to Money. They also have a super responsive support that answers all your questions. Highly recommended.

Catherin Barajas guerrero

Two months ago

I use MONEI for my business and so far it works great. It is easy to integrate and the customer service is very good. I recommend it

Andres Varela

Three months ago

Highly recommended

David Hart Socias

Four months ago

Very good service. Our users asked us to pay for bizum and since we implemented it, the conversion rate of the web has increased!

Lluis Cufi

Four months ago

I've been using MONEI apps and MONEI Payments Platform for many years and I have only good words for them. The service is absolutely perfect, great customer service and very reasonable prices. I totally recommend it!

Set up online payments today

Accept more online payment methods, increase sales, and grow your online business with the best platform for e-commerce payments.

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Online payments FAQ

The payment methods you offer should cater to your target audience. Common options include credit and debit cards, digital wallets like Apple Pay, Google Pay, and Click to Pay, bank transfers like SEPA Direct Debit, and local payment methods like Bizum (Spain), MB WAY (Portugal), iDEAL (Netherlands) to attract a wider range of customers. You may also consider offering buy now, pay later services like Cofidis (Spain).

Use a payment gateway that’s PCI DSS compliant, supports 3D Secure checkout and strong customer authentication (SCA), and uses tokenization to store sensitive payment data and protect transactions.

A chargeback occurs when a customer disputes a charge, and the funds are returned to them. This can be costly and damaging to your reputation. To minimize chargebacks, clearly describe products/services, offer excellent customer service, and use fraud prevention tools. Always provide a clear and easy-to-find refund policy, and communicate with dissatisfied customers proactively.

Fees can vary depending on your payment service provider (PSP). Typically, there are transaction fees, which are a percentage of each sale plus a fixed amount. There may also be setup fees, monthly fees, and additional costs for services like chargeback disputes or international transactions. Explore MONEI’s pricing.

If you're catering to an international audience, you should offer local payment methods. And with a payment gateway like MONEI, you don’t need a different integration for each country you want to sell to. Configure a range of popular payment methods throughout Europe in your account.

Still here?

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MONEI DIGITAL PAYMENTS SL - ESB02660926 Palestina, 1, Entreplanta, 29007, Málaga, Spain BORME Registry Details: Registro Mercantil de MÁLAGA T 5998, L 4905, F 54, S 8,H MA158775, I/A 1 (14.01.21). MONEI is a Payments Institution regulated by Banco de España with license number: 6911, and a Swift member with BIC number: MDIPES22. MONEI is a member of the European Payments Council under the SRTP group. MONEI stores funds from merchants in omnibus (safeguard) accounts controlled by fully regulated financial institutions.